Capital Dental partners with several trusted healthcare financing providers, including Cherry, CareCredit, Proceed Finance, Alphaeon Credit, and Union Bank. Each provider offers different repayment terms and approval criteria, giving patients multiple options to choose from.
Dental Implant and Surgery Payment Plans
Financing and savings plan options at Capital Dental
Dental Implant Financing Options
Our team makes restoring your smile easier with flexible financing options designed to fit your budget. Our implant center offers convenient third-party financing options, so you can move confidently and comfortably without delaying the care you deserve.
Implant Financing from Cherry*
Cherry financing allows patients to split the cost of dental treatment into manageable monthly payments. The simple application process takes only a few minutes, and many patients receive a fast decision without a hard credit inquiry. Once approved, you can move forward with treatment immediately and pay over time with flexible installment plans designed to fit your budget.
*0% APR and other promotional rates subject to eligibility. For example, a $400 payment plan with Cherry may cost $100/month over 3 months at 0% APR with a down payment in the amount of the monthly payment due at the time of purchase. Payment options through Cherry Technologies, Inc. are issued by the following lending partners: https://withcherry.com/lending-partners/.
Implant Financing from CareCredit®
CareCredit is a healthcare credit card that allows patients to finance dental treatments, including dental implants, through special promotional financing options. Qualified patients can use the card to cover treatment costs and make convenient monthly payments over time. CareCredit is widely accepted by healthcare providers and can be used for a variety of dental procedures.

Implant Financing from Proceed Finance®
Proceed Finance specializes in financing for larger healthcare procedures such as dental implant treatment. This option provides fixed monthly payment plans with longer repayment terms, making it easier to manage higher treatment costs. Patients can apply quickly and receive a loan designed specifically for medical and dental care expenses.
Implant Financing from Alphaeon®
Alphaeon Credit offers a healthcare financing line of credit that can be used for dental procedures and other elective treatments. Approved patients can use their credit line to pay for care and then make monthly payments over time. This flexible option allows patients to access treatment when they need it while spreading the cost out over manageable installments.

Implant Financing from Union Bank
Union Bank financing provides patients with an additional option for managing the cost of dental treatment through traditional lending solutions. Depending on eligibility, patients may be able to secure a personal loan or financing plan that allows them to proceed with dental implant treatment and repay the balance through predictable monthly payments.
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“We offer third-party financing to our patients so they can put off their payment but not their treatment. By utilizing financing companies, we make it possible for our patients to afford the care they need.”
– Dr. Addison Killeen

Dental Implant Payment Plans FAQs
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Which external payment plan providers does Capital Dental work with?
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How do I apply for an external dental payment plan?
Applications can typically be completed online or in the Capital Dental office and usually take only a few minutes. Once submitted, many lenders provide a quick approval decision so patients can move forward with treatment without delays.
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Do I need good credit to qualify for financing?
Each lender has its own approval criteria, and some offer flexible options designed to help a wide range of patients qualify. During your consultation, our team can help you review available lenders and guide you through the application process.
Start Your Smile Transformation
Ready to take the next step toward the life-changing results of dental implants? We’re here to support you every step of the way. Use the link below to schedule your free consultation.